Cash Home Buying Service
Pre-Foreclosure Purchase
Pre-foreclosure home purchases are one of our most time-sensitive specialties. When you've missed mortgage payments and received a Notice of Default, the clock is ticking — and we move fast to help you avoid the devastating consequences of a completed foreclosure.
Why This Matters
A completed foreclosure stays on your credit report for 7 years and can drop your score by 100–150 points. It can affect your ability to rent, get a job, or buy another home. Selling before the auction date protects your credit and your future.
Who This Service Is For
- Homeowners who have received a Notice of Default
- Sellers who have missed 3+ mortgage payments
- Those facing an upcoming auction date
- Homeowners who cannot afford to catch up on arrears
- Sellers whose lender has refused a loan modification
Our Process
01
Time is critical. Call us the moment you receive any foreclosure notice. We can assess your situation same-day.
02
We evaluate your home quickly — often within 24 hours — to determine a fair cash offer.
03
You receive a written cash offer with no obligation. We explain exactly how the numbers work.
04
We handle all title work, lender communications, and paperwork. You don't need an attorney.
05
We coordinate closing to happen well before your auction date, stopping the foreclosure process entirely.
Benefits of Selling to Desert Capital
Selling before foreclosure completes protects your credit score from the worst damage.
If there's equity in your home, you receive the difference after paying off the mortgage.
A completed foreclosure can result in a deficiency judgment. A pre-foreclosure sale eliminates this risk.
Stop the stress, the lender calls, and the uncertainty — close fast and move forward.
Frequently Asked Questions
We have closed pre-foreclosure purchases in as little as 7 days when the auction date is imminent. Typical closings take 14–21 days.
Yes, in many cases. As long as the auction has not yet occurred, we can often still purchase the property. Call us immediately.
If you owe more than the home is worth, we can explore a short sale option where we negotiate with your lender directly.
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Ready to Sell? We Buy Pre-Foreclosure Purchase Fast.
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